Assignment details:
- Students design and investigate a simplified monthly credit card statement based on a ‘real life’ scenario.
- They reflect on when credit cards can be helpful and investigate some common pitfalls.
- Students grow in wisdom and understanding as they learn to manage their finances wisely.

Prior to giving the assignment, it is helpful to show a ‘typical’ credit card statement (with key personal information blocked out) and to share your testimony (story) about how God has helped you manage your finances.
Assignment Files |
Assignment |
Assignment – Student Excel spreadsheet |
Assignment – Teacher solutions Excel spreadsheet |
When are credit cards good? When are credit cards bad? Is it wise to use credit cards?
What do you think that God would say about credit cards?
O God, I beg two favors from you; let me have them before I die.
Proverbs 30:7-9
First, help me never to tell a lie.
Second, give me neither poverty nor riches!
Give me just enough to satisfy my needs.
For if I grow rich, I may deny you and say, “Who is the Lord?
And if I am too poor, I may steal and thus insult God’s holy name.